What types of equipment can I finance?
- Copiers, printers, MFPs
- Wide Format equipment
- Telephone equipment
- Computer/IT equipment
- Office furniture
- Label/media printers
- Other equipment, upon request
Can I lease if my organization is newly established?
Yes. We will consider leasing to an organization with limited tenure and operating history. Rates typically are higher and additional approval criteria may be required.
Can I stop payments and return the equipment prior to the end of the lease term?
No. The lease is non-cancelable since Dealers First Financial has relied on your promise to pay all monthly payments when purchasing the equipment subject to your lease.
Can I pay the lease off early?
Yes. We can provide you a calculation of the amount which must be paid to “buyout” your lease early.
Can I upgrade my equipment during the lease term?
Yes. We can work with your equipment vendor to provide you a replacement lease with upgraded equipment.
How long does the application process take?
We usually render credit decisions with 24 hours after the receipt of the application. Occasionally we will encounter delays with the process due to incomplete or inaccurate information on the application or slow responses from bank and trade references.
Can I lease used equipment?
Yes, we provide financing for both new and used equipment.
Can my monthly lease payment be automatically drawn from my bank account?
Yes. We offer ACH electronic funds transfer to streamline the payment process.